As a sign of the times, saving and and investing is not what it used to be. So it is time to build a business over 40 and stop worrying about it. Incomes are down, expenses are up and just the culture of earn and save has practically gone out the window. This is not your fault... well yea it is but that is beside the point. Since we are all responsible for our actions we can take action create an alternative income or side hustle if you will.
It's really not as hard as you think. Building an online business over 40 is actually a lot of fun. It doesn't require much of an investment of your pocket book, some investment of your time and no employees, rent or other such expenses. As far as your time is concerned, the most important aspect is consistency. If you only want to give a couple of hours a week to your business, do it every week. We call this Cognitive Momentum and it keeps life moving.
It's time to take a look at what is more important in your life situation or I should say more realistic. Saving and investing vs. building a business. For many of us it is the later. I knew I could never retire and sit around or play golf every day. Maybe every other day but the point is I will being doing some kind of work until I die. I love to be productive and although I will not be able to be as physical as I am right now I certainly can be as productive if not more. I can sit at this keyboard all day long and will be able to do so way into my 90's. God forbit my brain doesn't deteriorate I can do a ton of damage with an online business and so can you. I am not a fear monger but the following article I found on LinkedIn does tell a tale of us 40 and 50 somethings. We need to do this for ourselves.